/* ── CLIENT SELECTOR ── */
.client-selector {
  padding: 12px 12px 8px;
  border-bottom: 1px solid var(--border);
  background: rgba(201,169,110,0.03);
}
.client-selector-label { font-size: 9px; letter-spacing: 0.15em; text-transform: uppercase; color: var(--text-dim); margin-bottom: 6px; }
.client-selector select {
  width: 100%; background: rgba(255,255,255,0.04); border: 1px solid var(--border-bright);
  border-radius: 3px; padding: 8px 10px; color: var(--text); font-size: 12px; cursor: pointer;
  font-family: 'DM Sans', sans-serif;
}
.client-selector select:focus { border-color: var(--gold); outline: none; }
.btn-new-client {
  width: 100%; margin-top: 6px; padding: 6px; background: rgba(201,169,110,0.08);
  border: 1px dashed rgba(201,169,110,0.3); border-radius: 3px; color: var(--gold);
  font-size: 11px; cursor: pointer; transition: all 0.15s; font-family: 'DM Sans', sans-serif;
}
.btn-new-client:hover { background: rgba(201,169,110,0.15); }

/* ── TOPBAR CLIENT BADGE ── */
.topbar-client {
  background: rgba(201,169,110,0.1); border: 1px solid rgba(201,169,110,0.25);
  color: var(--gold); padding: 4px 10px; border-radius: 3px; font-size: 11px;
  font-weight: 500; display: none;
}
.topbar-client.visible { display: block; }

/* ── READONLY BADGE ── */
.readonly-badge {
  display: inline-flex; align-items: center; gap: 6px;
  background: rgba(91,155,213,0.1); border: 1px solid rgba(91,155,213,0.2);
  color: var(--info); padding: 4px 10px; border-radius: 3px; font-size: 11px; margin-bottom: 16px;
}

/* ── FORM SECTIONS ── */
.form-section { margin-bottom: 28px; }
.form-section-title {
  font-family: 'Cormorant Garamond', serif; font-size: 18px; font-weight: 400;
  color: var(--cream); margin-bottom: 16px; padding-bottom: 8px;
  border-bottom: 1px solid var(--border);
}
.form-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.form-grid-3 { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 14px; }
.form-grid-4 { display: grid; grid-template-columns: 1fr 1fr 1fr 1fr; gap: 12px; }
.form-full { grid-column: 1 / -1; }

.field-group { display: flex; flex-direction: column; gap: 4px; }
.field-label { font-size: 11px; letter-spacing: 0.08em; text-transform: uppercase; color: var(--text-muted); font-weight: 400; }
.field-value { font-size: 13px; color: var(--cream); padding: 8px 0; border-bottom: 1px solid rgba(201,169,110,0.08); }
.field-calc { font-size: 13px; color: var(--gold); font-weight: 500; padding: 8px 12px; background: rgba(201,169,110,0.06); border-radius: 3px; border: 1px solid rgba(201,169,110,0.15); }

/* ── SAVE BAR ── */
.save-bar {
  position: sticky; bottom: 0; background: var(--navy-mid); border-top: 1px solid var(--border);
  padding: 12px 0; display: flex; justify-content: flex-end; gap: 10px; margin-top: 24px;
  z-index: 10;
}
.save-status { font-size: 12px; color: var(--success); display: none; align-items: center; gap: 6px; }
.save-status.visible { display: flex; }

/* ── TIMELINE ── */
.timeline-wrap { position: relative; padding: 20px 0 20px 0; overflow-x: auto; }
.timeline-track { position: relative; height: 4px; background: var(--border); border-radius: 2px; margin: 60px 24px 40px; }
.timeline-track::before { content: ''; position: absolute; left: 0; top: 0; height: 100%; background: var(--gold); border-radius: 2px; width: var(--progress, 50%); }
.timeline-item {
  position: absolute; top: 50%; transform: translate(-50%, -50%);
  display: flex; flex-direction: column; align-items: center; cursor: pointer;
}
.timeline-dot {
  width: 14px; height: 14px; border-radius: 50%; border: 2px solid var(--gold);
  background: var(--navy-mid); transition: all 0.2s; z-index: 1;
}
.timeline-item.past .timeline-dot { background: var(--gold); }
.timeline-item:hover .timeline-dot { transform: scale(1.3); }
.timeline-label {
  position: absolute; white-space: nowrap; font-size: 11px; text-align: center;
  max-width: 100px; word-break: break-word; white-space: normal;
}
.timeline-label.above { bottom: 20px; color: var(--cream); }
.timeline-label.below { top: 20px; color: var(--text-muted); }

/* ── TABLES WITH ADD ROW ── */
.editable-table { width: 100%; border-collapse: collapse; }
.editable-table th { font-size: 10px; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-dim); padding: 8px 10px; border-bottom: 1px solid var(--border); text-align: left; }
.editable-table td { padding: 6px 4px; border-bottom: 1px solid rgba(201,169,110,0.05); vertical-align: middle; }
.editable-table input, .editable-table select {
  width: 100%; background: rgba(255,255,255,0.03); border: 1px solid transparent;
  border-radius: 2px; padding: 5px 8px; color: var(--text); font-size: 12px;
  font-family: 'DM Sans', sans-serif; transition: all 0.15s;
}
.editable-table input:focus, .editable-table select:focus { border-color: rgba(201,169,110,0.3); background: rgba(255,255,255,0.06); outline: none; }
.btn-add-row { background: none; border: 1px dashed rgba(201,169,110,0.3); color: var(--gold); padding: 6px 14px; border-radius: 3px; cursor: pointer; font-size: 11px; margin-top: 8px; transition: all 0.15s; }
.btn-add-row:hover { background: rgba(201,169,110,0.08); }
.btn-del-row { background: none; border: none; color: var(--text-dim); cursor: pointer; padding: 4px 6px; font-size: 14px; border-radius: 2px; }
.btn-del-row:hover { color: var(--danger); background: rgba(224,85,96,0.1); }

/* ── CALC DISPLAY ── */
.calc-box { background: rgba(201,169,110,0.06); border: 1px solid rgba(201,169,110,0.15); border-radius: 4px; padding: 16px 20px; }
.calc-row { display: flex; justify-content: space-between; align-items: center; padding: 6px 0; border-bottom: 1px solid rgba(201,169,110,0.08); font-size: 13px; }
.calc-row:last-child { border-bottom: none; }
.calc-row.total { border-top: 1px solid var(--border-bright); margin-top: 4px; padding-top: 10px; font-weight: 600; }
.calc-label { color: var(--text-muted); }
.calc-value { color: var(--cream); font-weight: 500; }
.calc-value.gold { color: var(--gold); }
.calc-value.green { color: var(--success); }
.calc-value.red { color: var(--danger); }

/* ── NO CLIENT STATE ── */
.no-client-state {
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  min-height: 400px; text-align: center; color: var(--text-muted);
}
.no-client-icon { font-size: 48px; margin-bottom: 16px; opacity: 0.3; }
.no-client-title { font-family: 'Cormorant Garamond', serif; font-size: 24px; color: var(--cream); margin-bottom: 8px; }

/* ── RISK APPETITE ── */
.risk-option { display: flex; gap: 10px; align-items: flex-start; padding: 10px; border: 1px solid var(--border); border-radius: 3px; margin-bottom: 6px; cursor: pointer; transition: all 0.15s; }
.risk-option:hover { border-color: var(--border-bright); }
.risk-option.selected { border-color: var(--gold); background: rgba(201,169,110,0.06); }
.risk-option input[type=radio] { margin-top: 2px; accent-color: var(--gold); }
.risk-score-badge { font-size: 24px; font-weight: 600; color: var(--gold); font-family: 'Cormorant Garamond', serif; }
.risk-profile-box { padding: 20px; border: 2px solid var(--gold); border-radius: 4px; text-align: center; background: rgba(201,169,110,0.05); }
.risk-profile-label { font-size: 11px; text-transform: uppercase; letter-spacing: 0.1em; color: var(--text-muted); margin-bottom: 8px; }
.risk-profile-result { font-family: 'Cormorant Garamond', serif; font-size: 32px; color: var(--gold); }

/* ── SECTION TABS ── */
.section-tabs { display: flex; gap: 4px; margin-bottom: 20px; border-bottom: 1px solid var(--border); padding-bottom: 0; }
.section-tab { padding: 8px 16px; background: none; border: none; color: var(--text-muted); cursor: pointer; font-size: 12px; font-family: 'DM Sans', sans-serif; border-bottom: 2px solid transparent; margin-bottom: -1px; transition: all 0.15s; text-transform: uppercase; letter-spacing: 0.08em; font-weight: 500; }
.section-tab:hover { color: var(--text); }
.section-tab.active { color: var(--gold); border-bottom-color: var(--gold); }
.tab-panel { display: none; }
.tab-panel.active { display: block; }

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  .form-grid-2, .form-grid-3, .form-grid-4 { grid-template-columns: 1fr; }
}